3 Questions To Ask Before You Retire

Sol-Mar-REI-California-PalmsMillions of people are getting ready to retire but unfortunately most people do not have enough money to retire comfortably. To help solve this problem, here are three questions people should ask before they retire:


1. How much money do I need at retirement to generate the income I need?

Most people need to produce an income after they retire. [Generally, savings produces income after retirement, not people.] The problem is that most people do not think about how much money they need to produce a healthy income – after they stop working. I spoke to Guy Baker, PhD, MBA, MSFS, Founder & Managing Director of Wealth Teams Alliance in Irvine, California, and he gave me his three step formula that people can use to retire comfortably: “learn to budget, save, and invest.” He told me that people who do these three simple things are way ahead of the game.

2. How much do I need to save to reach that objective?

Once you determine your number while you are still working, the next step is to ask yourself, now while you are still working, how much money do I need to save in order prepare a savings plan to reach that objective? Remember, the earlier you start saving, the better off you are.

3. How do I efficiently invest to give the highest probability of achieving my retirement objective with the lowest possible risk?

The third important question will help you focus on investing – and growing – your money. The reason why you want to start early is to put the law of compounding returns to work for you.




Many Investors today are concerned about having their investment and retirement money in stocks, bonds, annuities, CDs and precious metals. Many have decided to have more control of their money, with the Secured-Predictable Approach of Real Estate Related Opportunities. Savvy Investors have their retirement accounts out perform their distributions.

If you have a 401(K) or other retirement account you need help Rolling Over to an IRA or an existing IRA at a brokerage company you would like to transfer to a Self-Directing Individual Retirement Account (SDIRA) or cash for real estate investing and want to get started with our Senior Adviser that has 31 years experience in working with Retirement Accounts and 39 years experience in Real Estate, simply complete the form below.

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About Luke

Luke has 38 years experience in real estate transactions with a background in Construction, Property Management, Real Estate Brokerage, Mortgage Banking and Corporate Finance.

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