Real Estate/Retirement Blog

How to Save for Retirement and Pay Down Debt at the Same Time

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It’s not easy, but it can — and should — be done. If you’re among the 80% of Americans currently carrying some form of debt, it may seem like an impossible challenge to pay that down while also saving for retirement. Some people say it’s important to pay down your debt before you start stashing away money … Continued

3 Expenses That Will Probably Increase Once You Retire

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If you’re not planning for these expenses ahead of time, you could be in for a rude awakening.   In general, people tend to spend less during retirement than they did before they left their jobs. In fact, according to a 2015 study from the Employee Benefit Research Institute, median household spending dropped by about … Continued

3 Questions To Ask Before You Retire

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Millions of people are getting ready to retire but unfortunately most people do not have enough money to retire comfortably. To help solve this problem, here are three questions people should ask before they retire:   1. How much money do I need at retirement to generate the income I need? Most people need to … Continued

Retirees across America are Facing a Fiscal Crisis

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Uncle Sam isn’t the rich old uncle you thought he was           Getting older can be tough, and it’s going to get even harder. Social Security, the government benefit program designed to keep elderly, the disabled and other vulnerable populations out of poverty, doesn’t even cover half of living expenses in … Continued

What Is a 401(k) Retirement Plan and How Does It Work?

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What Is a 401(k) Retirement Plan and How Does It Work? A 401(k) plan is a good way for U.S. workers to save for retirement on a tax-advantaged basis. A 401(k) plan, named after the IRS tax code section that details 401(k)s, is an employer-sponsored retirement plan that enables career professionals to save money for … Continued

Where is the US Housing Market Headed?

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Where is the US Housing Market Headed? Four Things You Need to Know! If you’re a real estate agent, odds are you haven’t been closing as many deals lately. A slowdown in new construction and a short supply of existing homes for sale have pushed housing prices so high that would-be buyers are either finding themselves … Continued

Trump signs executive order to boost retirement savings

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Trump signs executive order to boost retirement savings by giving Americans more time to keep their money in tax-deferred accounts and allowing small businesses to band together to offer 401(k)s. Trump described the order as a “very bold action to lower the costs of retirement plans so that they can become an affordable option for businesses of … Continued

What Does A Profitable Investment Property Look Like?

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Are you thinking about investing in real estate rentals? If you are, then you’re probably asking yourself “what does a profitable investment property look like? Keep reading because we’ll cover that in this blog post and you might be surprised at the answer… What Does A Profitable Investment Property Look Like? When some people start … Continued

Self Directed 401k Real Estate Investing

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Most people think about investing in real estate in their personal name or holding it inside an investment company (such as an LLC). But many people are discovering that there are other options, including Self Directed Individual Retirement Accounts (SDIRAs) or Solo 401k and the like for real estate investing. That’s right, you can hold … Continued

Choosing The Best Investment Property

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We’re going to let you in on a little secret about real estate investing: there is no “best investment” overall, in any market. What makes a “best investment” for one investor would make a terrible investment for another investor. The truth is, there are many factors to choosing the best investment property. Understanding the factors … Continued